Financing and Payment Options

Your Path to Affordable Flight Training

At D&J Aviation, we believe financial barriers shouldn’t stand between you and your aviation dreams. That’s why we’ve partnered with leading aviation lenders and created flexible payment options to make professional flight training accessible to everyone. With over 50 years of combined aviation experience, we understand the investment you’re making – and we’re here to help make it work for your budget.

No hidden costs. No sneaky workarounds. No surprise fees. Just straightforward, transparent financing that lets you focus on what matters most: becoming the pilot you’ve always wanted to be.

D&J Aviation Financing Program

We’re proud to offer our own financing program designed specifically for aviation training. This isn’t a generic loan – it’s financing tailored to the unique needs of flight students, with terms that understand your training timeline and career goals.

Financing Highlights:

  • Interest rates starting at 10.99%
  • Flexible terms from 24 to 72 months
  • Minimum loan amount of $5,000
  • Financing tailored to your specific training program
  • Preference given to current Private Pilot License holders
  • Special considerations for military and first responders

 

Simple Application Process: Our streamlined application makes it easy to get the financing you need. The $125 application fee covers credit checks and processing requirements, and we’ll work with you throughout the entire process.

Transparent Costs: The only additional cost is Florida’s loan tax (doc stamps), collected upon completion of your final loan documents. Everything else is clearly outlined upfront, no surprises.

Access Your Financing Account

Already approved for financing?

Access your personal financing portal to manage your account, view payment schedules, and track your training investment. Your portal provides 24/7 access to all your financing information in one convenient location.

Stop Dreaming. Start Flying.

Additional Paths to Your Pilot License

Alternative Financing Options

We understand that every student’s financial situation is unique. That’s why we’ve researched and partnered with multiple financing providers to give you options that work for your specific needs.

AOPA Financing

The Aircraft Owners and Pilots Association offers personal loans specifically for AOPA members. These loans are designed for aviation training and generally require income verification and may need a co-signer.

  • Personal loans for flight training
  • AOPA membership required
  • Income and credit requirements apply
We Florida Financial

Specializing in flight training and aircraft loans with competitive rates for Florida residents. They offer excellent terms for non-collateralized loans, making training more accessible.

  • Very reasonable interest rates
  • No collateral required
  • Florida residency required
American Airlines Credit Union

Members can access personal lines of credit specifically for trade schools and continuing education, including flight training.

  • Personal line of credit for education
  • American Airlines employee membership required
  • Competitive rates for qualified members
Pilot Finance

Offers personal loans with higher interest rates but more flexible qualification requirements. While rates are higher, approval criteria may be more accommodating for some students.

  • Personal loans for flight training
  • More flexible qualification requirements
  • $200 information fee (reimbursed upon loan approval)

Free Money for Your Aviation Education

Scholarship Opportunities

Why pay for everything when scholarships can help fund your training? There are hundreds of aviation scholarships available – many going unused each year because students don’t know they exist.

We’ve compiled the best resources to help you find money for your aviation dreams.


Recommended Scholarship Resources:

AOPA Foundation

One of the largest providers of aviation scholarships, offering awards for students at all levels of training.

Women in Aviation International

Dedicated to advancing women in aviation through scholarships, mentorship, and career opportunities.

Ninety-Nines International

The Amelia Earhart Memorial Scholarships support women pursuing aviation careers and advanced ratings.

Carl Valeri's Aviation Scholarship Guide

The ultimate scholarship resource featuring over 200 aerospace scholarships worth more than $120 million combined.

Organization of Black Aerospace Professional (OBAP)

Provides scholarships and mentorship opportunities for underrepresented communities in aviation.

This comprehensive directory helps you navigate the complex world of aviation scholarships, with verified, up-to-date information that can save you thousands on your flight training.

Your Next Steps

Don’t let financial concerns keep you grounded. Our experienced financing team has helped hundreds of students find affordable paths to their pilot licenses. 

Contact us today to discuss your financing options and discover how affordable professional flight training can be.